Long-term care is the assistance provided when a person is unable to provide
for himself or herself as the result of disability or a prolonged illness. It
ranges from providing personal care at home, such as bathing and dressing, to
skilled nursing services in a nursing home. Long-term care is offered through
home care agencies, senior centers, adult day care centers, traditional nursing
homes, and retirement communities that provide ongoing care.
A long-term care insurance policy is not for everyone , but does make sense as
an affordable and worthwhile form of insurance for some. It depends on your age,
health status, overall retirement objectives, income and wealth, and should not
cause financial hardship or force you to forego other financial needs. Whether
long-term care insurance is appropriate really requires a full financial
analysis. These policies are only for people with significant assets they want
to preserve for family members, to assure independence and not burden families
members with nursing home bills.
For more information or to request a quote please call 856.482.8300 or complete the application below and someone will contact you.